Florida Blue (Blue Cross Blue Shield)* -- Health Options (HMO 41), BlueOptions PPO (PPO 3559), and BlueOptions (PPO 3160/3161)
The University offers a choice of three plans with Florida Blue: an HMO Blue Care Option, a Preferred Blue Option, and a High Deductible Blue Options Plan (please see the available HSA information below). For further information see the
Medical Benefit Summary below
which provides you with the monthly rates. Medical coverage is effective on the first of the month following thirty days of employment.
| EE Only|| $ 47.00|| $ 124.00|| $ 0.00|
| EE / Spouse|| $ 550.00|| $ 621.00|| $ 142.00|
| EE / Children|| $ 453.00|| $ 515.00|| $ 78.00|
| Family|| $ 1,032.00|| $1,117.00|| $ 870.00|
Blue Cross Blue Shield, BlueDental Care (Co-Pay), BlueDental Choice (PPO): FL Combined Life Dental Insurance
The University offers two dental plan options that allow you to choose any dentist from the network to receive full benefits according to a calendar year limit of $1,000 per insured participant, including Orthodontia services. To find providers:
, then "Find a Provider" and search using a dental specialty.*** The option to go outside the network is available at a higher cost using coinsurance rates, where balanced billing may be applicable.
The Co-Pay plan charges co-payments for specific services within the network (fee schedule is available) and coinsurance for services outside the network. The traditional plan (PPO) charges coinsurance for services inside and outside the network with a lower outside of network coinsurance rate than the Co-pay plan, but the premium deductions are approximately double that of the Co-Pay plan.
Please refer to the Forms page for the electronic version of these two plans.
| Employee Only|
| EE / Spouse|
| EE / Children |
After June 1,2013, the new customer service phone number is 1-888-223-4892. Paper claims may be sent to the Dental Administrator; P.O. Box 1047; Elk Grove Village, IL 6009-1047.
Group Term: Jacksonville University provides you with 1x your annual salary in life insurance, to a maximum of $150,000. You have the option to purchase another 1, 2, or 3x your salary at low group term rates. Spousal insurance is available at 50% of employee election in increments of $5,000; and dependent children a maximum of $10,000. Life Insurance coverage is effective the first day of the month following thirty days of employment. Please note that at age 65, the amount of coverage decreases 65%; and at age 70, it decreases to 50% of annual salary.
IRS Announces 2015 Plan Contribution Limits
The IRS announced cost-of-living adjustments (COLAs) affecting the dollar limits for pension plans and other retirement-related items for the 2015 tax year. Many of the retirement and pension plan limitations will change this year because the cost-of-living index met the statutory thresholds that trigger the adjustment. Among the changes, the 402(g) elective deferral contribution limit for employees who participate in 403(b)/401(k) plans is increasing to $18,000. The catch-up contribution limit for those age 50 and over will be increased to $6,000.
TIAA-CREF and VALIC
This benefit is offered through TIAA-CREF and VALIC. The employee can contribute up to 6% of gross salary with pre-taxed dollars, which is 100% matched by JU. Eligibility for the Defined Contribution Plan (RA) is effective following one year of employment. The one-year waiting period is waived if, immediately prior to your employment at JU, you were previously employed for a minimum of one year with a higher education institution. Eligibility for the Tax Deferred Annuity Plan (SRA) is effective immediately upon your employment. The University also offers a supplemental plan through which employees can contribute additional pre-taxed dollars up to the amounts allowed by law. For further information go to the
web page or to the
web page.Summary Plan Descriptions:
Defined Contribution Plan (RA) Tax Deferred Anuity (SRA).pdf Summary Annual Report.2012.pdf
Short Term Disability
This optional benefit will pay 60% of salary up to $500 per week and start on the 1st day for an accident and the 8th day for illness. Coverage is for 6 months. Maternity is covered. Short term disability fills the gap before long term disability becomes available. The employee pays 100% of the cost for short term disability. The coverage is effective the first day of the month following thirty days of employment, however if you are treated for an accident or illness 90 days prior to your coverage effective date then benefits are not paid for that condition until after 12 months employment. JU Standard STD (Short Term Disability) Certificate.pdf
Long Term Disability
This benefit will pay 60% of salary up to $10,000 per month up to age 65. It is provided by Jacksonville University for all employees. Long Term Disability is effective the first of the month following the month of employment for Administration and Faculty, and is effective for Staff the first of the month following one year of employment.
Vision Care - Humana
This is a pre-paid plan offering benefits at no charge following a $10 deductible for exams within a network of providers and $25.00 deductible for purchased materials. You may choose a provider outside the network and be reimbursed according to a fixed schedule. Please refer to the electronic version of the brochure below.
Monthly Cost: Employee Only $6.50, Family $18.60
Flexible Spending Accounts
The FSA allows you to defer dollars tax-free to a savings account to pay for non-reimbursed medical, dental, vision care, prescriptions. Over-the-counter drugs are eligible only with a doctor's prescription. The FSA plan includes a debit card feature which allows you to swipe your card for automatic payment from the account at participating providers. Also available is a ChildCare FSA (DCA) that can cover dependent care expenses for children under the age of 13 (13 or older if mentally or physically unable to care for themselves, or dependent adults) while you are at work. (New Hires have a 90-day waiting period to participate in the FSA / DCA accounts.) Further information may be obtained on the
website or by contacting the
Human Resource Office
Health Savings Account (HSA)
The HSA is a new way for consumers to pay for medical expenses before you meet your deductible on the PPO 3160/3161 High Deductible plan. Qualified expenses include your out-of-pocket amounts for deductibles, prescriptions, dental care, or vision care. Over-the counter drugs are eligible only with a doctor's prescription. Funds can also be used for COBRA coverage during periods of unemployment, medical expenses after retirement and long-term care expenses. This benefit is for employees in the High Deductible 3160/3161 only.
Employee Assistance Program
Corporate Care Works
In addition to other benefits, Jacksonville University provides an Employee Assistance Program (EAP). This program is available 24 hours, seven days a week to help you and your family members with personal issues such as stress, family concerns, etc. You or your family member can discuss a variety of problems with the EAP counselors. Each family member is eligible to receive six (6) free visits within a calendar year. Complete confidentiality is assured. This program is at no cost to the employee. EAP is effective the first day of employment.
- Coping with and managing stress
- Family concerns
- Coping with grief or loss
- Parent/child conflicts
- Workplace problems
- Alcohol/Drug Use
- Financial/Legal Referral
The EAP is available in several locations throughout Jacksonville with appointments available in the day or evening and also provides 24 hours a day assistance for crises calls. The EAP is pre-paid in full by the University and therefore free to you or any member of your family.
For more information please contact the EAP at 296-9436 or outside Jacksonville at 1-800-327-9757. In addition, you can access the web site for the EAP at
Jacksonville University encourages employees to continue their education in hopes of improving their knowledge, skills, and abilities. Tuition benefits will be granted to eligible Regular Full-time employees after 90 days of service. The tuition benefits are available to the employee, spouse and eligible dependent children. See the
Employee Handbook for more details regarding this benefit.
Jacksonville University also is a participant in
The Tuition Exchange
. For more information on this program, please visit their website
. If you wish to make application for The Tuition Exchange, please contact the Director of Financial Aid at (904) 256-7243.
ALLSTATE OPTIONAL PLANS ARE NOW AVAILABLE:
The information provided on these pages is a summary only and the plan documents govern all aspects of coverage. Certain plans contain both preexisting and underwriting restrictions. Please refer to the brochures from each insurance company for detailed information regarding the benefits or exclusions for each plan. The University reserves the right to alter its policies and practices as it deems necessary.